CBCS record profit driven mainly by investment gains

WILLEMSTAD – The Central Bank of Curaçao and Sint Maarten (CBCS) reported a record profit of nearly 67 million guilders in 2025. According to its annual report, the result was driven primarily by investment gains rather than broad improvements in the bank's day-to-day operations.

While the CBCS highlighted the successful introduction of the Caribbean guilder and the modernization of the payment system, the report also shows rising operating costs, including higher personnel, administrative, and IT expenses. Net interest income declined as interest expenses increased sharply.

Part of the record profit also came from the recovery of previously written-off receivables. Of the total profit, nearly 52 million guilders is allocated to Curaçao and almost 15 million guilders to Sint Maarten, with 15 million guilders earmarked for the Ennia Resolution Fund.

The bank also pointed to the successful currency transition. By the end of 2025, the amount of Netherlands Antillean currency still in circulation had fallen by 78%, reaching 80% by March 2026. The old banknotes and coins can still be exchanged until March 2055.